Ideal Plans in Two-Wheeler Insurance from ICICI Lombard

While it is easier and less time-consuming to ride two-wheelers on congested Indian roads, the act in itself is far riskier than driving four-wheelers. Fortunately, two-wheeler insurance plans from top general insurance companies in India help you gain the much-needed protection, as well as an enhanced sense of security and safety.

Read on to know more about the perks of purchasing two-wheeler insurance from ICICI Lombard.

Some of the Key Benefits of Two-Wheeler Insurance from ICICI Lombard

It is important to keep your two-wheeler insurance active at all times. Given this, it is essential that you keep renewing the same regularly to enjoy non-stop coverage and benefits provided by the two-wheeler insurance policy from ICICI Lombard. If you are still wondering as to why you should buy two-wheeler insurance from ICICI Lombard, then these pointers will guide your online purchase fitfully.

1. Mandatory and Essential

In India, it is obligatory for two-wheeler owners to buy vehicle insurance as soon as they take their bikes or scooters out of the showroom onto the roads. ICICI Lombard two wheeler insurance helps you take care of this mandatory rule laid down by the Indian Motor Vehicle’s Act, 1988 and keeps you safe from financial liabilities in the event of an accident.

2. Affordable

Two-wheeler insurance from ICICI Lombard is quite affordable in comparison to other plans available in the market space. Even as you dole out a minimal sum of money in the form of premium, the amount assured is likely to be higher to protect you from third-party liabilities and other financial consequences of finding yourself in an accident.

3. Third-Party Liability Coverage

ICICI Lombard’s two-wheeler insurance plans are well-designed to provide coverage in case a third party is injured, or his/her assets damaged as the outcome of an accident involving your vehicle. Along with covering all third-party liabilities, your two wheeler insurance plan will take care of the legal expenses involved for sorting out the incident.

4. Coverage for Personal Accidents

Yet another benefit of buying two-wheeler insurance from ICICI Lombard online is that you gain coverage for the costs incurred due to personal accidents. By paying the appropriate premium, you can get suitable coverage for expensive healthcare, medical expenses, and hospitalization bills. In order to get these benefits, it is crucial that you opt for a comprehensive two-wheeler insurance plan at the earliest.

5. Benefits of ICICI Lombard Comprehensive Bike Insurance Plans

Two-wheeler insurance plans that offer comprehensive coverage protect the rider, as well as the pillion rider, after payment of an additional amount. By opting for such a plan, you and your co-passenger can be assured of being covered for all medical expenses incurred as a result of any unfortunate incident.

Comprehensive insurance policies by the company are also known to cover total loss of vehicle due to theft, fire, man-made, or natural disasters.

6. Networked Garages

ICICI Lombard’s two-wheeler insurance plans offer the benefits of tie-ups with different garages across India wherein you will be able to avail cashless facility. In other words, if you visit these networked garages for repairs or overhauling of your damaged bike, ICICI Lombard will be footing the bill on your behalf. Along with making the entire process hassle-free and less time-consuming, you will end up saving on out-of-pocket expenses as well.

Discounts and Optional Covers of Two-Wheeler Insurance from ICICI Lombard

ICICI Lombard offers additional bonuses and discounts to policyholders purchasing two-wheeler insurance plans online. Regardless of whether you are purchasing bike insurance for the very first time, or renewing your insurance plan, it is prudent to check out the discounts that you are entitled to receive.

In case you are going for renewal of two-wheeler insurance from ICICI Lombard, you will be entitled to receive no claim bonus or a cumulative bonus for each claim-free year. The amount of NCB accumulated in your plan can reduce the amount payable on your next renewal premium.

Way Forward

Linger no longer and get your two-wheeler insurance online at This insurance comparison and aggregator website of high repute will help you get the insurance plan you need in the easiest of ways. You may want to check out the premium payable, add-ons, riders, scope and extent of coverage, the tenure of the plan, etc. beforehand to make a more informed purchase.

Premium calculation and other online tools available on the website will help in refining your search for the best coverage at the least possible premium cost – just go for it. 

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